Fair Credit Record Rights
Your credit record messed up? You’ve got rights!
We’ve been helping consumers protect themselves from
unfair and deceptive merchants for nearly 30 years. We can
probably help you, too.
Your credit record can be the most valuable thing you own.
But studies show that up to 70% of all credit records contain
false entries or errors. Don’t let it happen to you!
No one is going to send you a letter telling you that your
credit record contains errors. It’s up to you.
At least once a year you should get a copy of your credit
record and go over it carefully to make sure that it does
not contain a false credit entries or errors. Worse yet,
an identity thief could steal your credit data and open up
a new charge accounts in your name and go on a shopping spree.
That can make it look like you are thousands of dollars in
debt for accounts you didn’t know you even had. CBS
reports that happens once every 79 seconds. Don’t let
it happen to you!
If your credit record has errors or if false information
is on your credit report and you can’t get the credit
bureau to fix it, you may be entitled to compensation. Call
us at 1-888-331-6422 or email us
today for a Free Case Review!
You are entitled to a free copy of your credit
record once a year. To order your free reports, you can call
the official toll-free number, (877) 322-8228, or you can
go to www.annualcreditreport.com where
you can order your reports directly. You can also buy your
credit report from Equifax, Experian and TransUnion.
These are the “big 3" credit reporting agencies
who control practically all the US credit records.
If you see a mistake or anything suspicious, dispute it.
To download a free “Correct
My Credit Record!” dispute
letter, click
here. Once you dispute it, the credit bureau must investigate
it and either verify it is accurate or remove it within 30
days and also tell you which they did. If they don’t,
then you can make them do it and collect damages money. You
don’t have to pay us either because the law allows
us to make them pay the legal costs too!
A mistake on your credit record could cost you thousands
of dollars in extra charges. If it does, we can help. Don’t
let a thief steal your good name and your good credit!
If your credit record has mistakes in it, or if false information
is on your credit report and you can’t get the credit
bureau to fix it, you may be entitled to compensation. Call
us at 1-888-331-6422 or email us
today for a Free Case Review!
To
find out more about identity theft, click here.
How to Contact the Credit Reporting Agencies:
TransUnion:
800-888-4213
www.tuc.com
To report fraud: 800-680-7289
TDD- 877-553-7803
Experian:
888-EXPERIAN
www.experian.com
To report fraud: 888-397-3742
TDD- 800-972-0322
Equifax:
800-685-1111
www.equifax.com
To report fraud: 800-525-6285
Hearing impaired: Call 1-800-255-0056 the AT&T hearing
impaired line. Ask the operator to call the Disclosure Line
at 1-800-685-1111 to obtain a copy of your report. To dispute
information or report a fraud, call the dispute 800# located
on the top of your credit report.
